One platform. Application to approval.
Join Australia’s leading lenders in accelerating approvals with one unified platform that handles every channel, every loan type, end-to-end.
Faster time to yes
ApplyOnline® accelerates loan approvals, helping you compete on speed and win more business.
One platform. Every channel.
Broker to direct. Residential to commercial. All on one unified platform – application to approval.
Competitive advantage
Seamless channel integration and cost efficiencies that help you win in your market.
Who’s setting the pace in your market?
Australia’s leading lenders chose one platform to deliver speed on loan approvals. One unified platform for broker and direct channels. One comprehensive solution from application to approval. One competitive advantage.
One platform. Every lending need.
Accelerate approvals
ApplyOnline delivers speed on loan approvals through intelligent automation and unified workflows.
Unite all channels
Broker to direct on one platform – seamlessly integrated from application to approval.
Streamline operations
End-to-end capability across every lending channel eliminates silos and reduces complexity.
New research: Five critical insights shaping Australian lending’s future
“Australian Lending Technology 2026: 5 insights defining the industry’s future” is independent research commissioned by NextGen. This comprehensive study surveyed 132 Australian lending professionals and features in-depth interviews with senior executives from Pepper Money, Skip, NGM Group, and ING Australia.
Key insights from the report:
- Why 84% of lenders prioritise faster approvals, yet data quality—not technology—remains the primary barrier
- How AI enables operational scaling: 82% see value in practical document processing and workflow automation
- Why 80% of lenders are prioritising Open Banking for income verification and fraud detection
- How execution and consistency now matter more than technology capability in winning broker loyalty
- Why strategic partnerships are replacing build-everything approaches for faster time-to-market
“Product and policy is important. But if you can couple it with consistency and certainty for brokers on credit outcome, that’s the key to driving significant competitive advantage.” – Barry Saoud, Chief Executive, Mortgages and Commercial Lending, Pepper Money
Speed in action
See how leading lenders accelerate approvals with one platform.
Case study
MA Money: Scaling one of Australia’s fastest-growing non-bank lenders
How MA Money achieved seamless growth with NextGen’s scalable platform.
- Record $500 million settlement month
- 48-hour SLA maintained consistently
- Unified process across residential, commercial, bridging and SMSF loans
- Volume growth through improved application quality
- Platform brokers already know and trust
“The quality of the applications, the completeness… really helps us make efficient, fast and thorough decision making. That also enables our business to stick to our SLAs, which has always been within 48 hours.”
Case study
BankVic: Digital lending transformation
How BankVic achieved 60% faster home loan decisions with NextGen.
- 60% faster home loan decisions
- Over 200 broker applications processed in year one
- Seamless operations across all lending channels
- One platform from application to approval
- Enhanced member experience through unified platform
“NextGen gave us great confidence we could deliver automated decisioning capability and together we’d work on what that looked like so that we can continue driving efficiencies.”
Case study
Suncorp Bank: Lending transformation
How Suncorp Bank achieves best-in-market lending performance with NextGen.
- Broker NPS improved from -26 to +54
- Direct Customer NPS improved from -2 to +49
- Processing time reduced from 22 days to market-leading
- Ranked #1 for time to decision 20 of 45 weeks in FY24
- Largest increase in customer satisfaction (Roy Morgan survey)
“Suncorp Bank is a better lender given the NextGen partnership.”
Ready to make the change?
Connect with our team to discover how one platform can accelerate your lending operations from application to approval.
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