Choose the right Application Centre product to match your workflow needs – from comprehensive review capabilities to full-scale application processing and optimisation.
Australia’s #1 Lending Platform
Transform your lending operations with market-leading technology that redefines loan processing from application to settlement.
Robust lending ecosystem
Comprehensive information security controls to support lender regulatory compliance
Frictionless compatibility across multiple channels
Process applications from any channel while maintaining consistent data flow and user experience.
Future-proofed for evolving systems and processes
Adaptable architecture ensures you evolve with changing technology and market requirements.
Specialised insights and support
Powerful business intelligence reporting and key metric benchmarking to drive continuous performance.
Streamline loan processing with ApplyOnline® Application Centre
Instant decisions, faster assessments, and improved customer experience
Empower your back-office team with a comprehensive workflow solution that transforms how you process loan applications.
New research: The next wave of digital banking transformation
Exclusive AFR Intelligence report commissioned by NextGen explores how AI and platform unification are reshaping Australian lending.
A seamless loan journey from application to settlement
Advanced tools and capabilities designed to streamline, secure, and optimise every stage of your lending workflow.
Product flexibility
Support every lending scenario. From simple personal loans to complex commercial financing, our platform adapts to your full range of financial products.
Intelligent data validation
Transform data reliability. Instant verification through Open Banking, credit bureaus, decision engine, valuations and government (ID) services ensures the highest data integrity.
Rapid configuration
Adapt at market speed. Customise to your credit policies, reduce manual reworks, and align your loan processing precisely with your strategic requirements.
Collaborative intelligence
Single source of truth. Provide loan writers and assessors a unified view that eliminates data silos and accelerates decision-making.
Precision loan screening
Eliminate loan application waste. Advanced rules engines automatically filter and validate opportunities, ensuring you commit resources only to high-potential applications.
Open Banking
Seamless financial data integration. Instantly access and verify customer financial information directly from trusted sources, enhancing accuracy and speed.
Empower your loan processing with flexible application management solutions
Review and approve applications with precision
The fastest path to loan application processing – quickly activate and start reviewing applications with our streamlined, ready-to-deploy solution that gets you to market in record time.
Gain comprehensive access to loan applications and supporting documents
Verify and manage supporting documents and pre-validated data with ease
Generate back-channel messages and more information requests
Generate approvals online
Accelerate loan approvals with a smart workflow
Supercharge your loan processing with a dynamic solution that goes beyond standard review and approvals (and offers end to end application processing from receipt to settlement).
Integrated workflow management across multiple loan types
Automated decision engine with configurable rules
Comprehensive document management and verification
Seamless integrations with credit reporting, decisioning, valuation, LMI, data warehousing, and other services
The most advanced lending platform
Transform your lending operations with cutting-edge technology that redefines loan processing from application to settlement
Powering smarter lending decisions
Advanced features designed to enhance every critical stage of your loan processing workflow, reducing complexity and accelerating decision-making with intelligent, configurable tools.
End-to-end workflow optimisation
Streamline loan processing from application to approval, intelligently routing applications to the most skilled assessors and eliminating operational bottlenecks.
Comprehensive document management
Streamline loan applications with secure tools to collect, verify, and manage supporting documents efficiently, ensuring complete and compliant loan applications.
Sophisticated credit decision engine
Automate credit decisions with advanced rule-based logic and real-time policy management. Embed and update unique credit policies instantly, leveraging seamless third-party integrations for accurate, data-driven outcomes.
Effective responsible lending compliance
Dynamically capture and validate lending requirements, preventing submission until all regulatory, validation and all policy standards are met.
Comprehensive end-to-end processing solutions for modern financial institutions
Our application processing solution caters to a diverse range of lending products. We support an extensive portfolio including:
- Residential mortgages
- Commercial lending
- Loan variations
- Personal finance
- Credit cards
- Asset finance
Transform your loan processing today
Contact us now to learn more about how ApplyOnline can transform your business. Let us help you take your loan processing to the next level with efficiency, reliability, and innovation.
Partnership success stories
CUSTOMER STORY
Suncorp Bank Lending Transformation
Karen Walsh
Head of Home Lending Product – Suncorp Bank
NPS +54
Increased broker NPS from -26
#1 TTY
Time to Yes improved to number 1 in market
CSAT
Largest increase in customer satisfaction
CASE STUDY
BankVic Partnership Success Story – Digital Lending Transformation
Shane Kuret and Rachel Morley
Chief Information Officer and Chief Growth and Experience Officer at BankVic
-60%
Reduced time to decision
200+
Broker applications in first year of new market
Enhanced member experience and seamless operations across all lending channels
Featured articles
Media release
MyState Bank slashes loan approval times with NextGen digital solutions
Media release
Beyond Bank achieves digital transformation milestone with NextGen
Media release
NextGen unveils AI income detection solution at MFAA Conference
Media release
NextGen expands ApplyOnline to power personal loans and credit cards
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