Transform your lending future with ApplyOnline®
From application to settlement, NextGen unifies and automates lending processes, enabling faster approvals, instant decisioning, and complete operational visibility.
Accelerate decisions
ApplyOnline’s intelligent automation cuts approval times by up to 60%
Unify operations
One platform for all channels, all products, all lending processes – from application to settlement
Drive efficiency
Reduce operational costs and eliminate manual processes with end-to-end automation
Transform every aspect of lending
Transform your processing
ApplyOnline accelerates approvals and streamlines operations with intelligent automation.
Transform your origination
Unite all lending channels through ApplyOnline’s comprehensive platform.
Transform customer experience
Enable faster decisions and seamless service across every touchpoint.
New research: The next wave of digital banking transformation
“Second Generation Technology: Banking on the Next Transformation” is an AFR Intelligence report published by the thought leadership division of The Australian Financial Review. Commissioned by NextGen, this independent research examines how leading institutions are navigating the next generation of banking transformation through in-depth interviews with banking leaders from Westpac, Commonwealth Bank, and Beyond Bank Australia.
Key insights from the report:
- How AI is streamlining loan processing and enabling next-day approvals
- Why 64% of Australian banking leaders view legacy infrastructure as their biggest barrier
- The three critical applications of AI transforming banking operations
- How leading lenders are saving hundreds of thousands of paper documents annually
- Why digital banking is now a necessity, not a differentiator (99% of banking interactions)
“Artificial intelligence is driving this digital wave. The large language models behind tools like ChatGPT are bringing hyper-personalisation into the digital sphere.” – David Walker, CTO, Westpac Group
Access the banking transformation research
2025 AFR white paper download form
Download the AFR Intelligence report on how Australia’s leading banks are revolutionising operations with AI.
Transformation in action
See how leading lenders achieve 60% faster approvals.
Case study
Beyond Bank Australia – Engineering lending excellence
See how NextGen enabled Beyond Bank to revolutionise their lending process, improve customer experiences, and drive operational efficiencies.
- 14 days faster end-to-end processing
- 420,000 pieces of paper saved annually
- NPS score improved from +48 to +58
- 40+ credit policy changes implemented for operational efficiency
“One of our biggest bottlenecks was getting our loans out of one system and into another. So having one platform that services both channels was really, really appealing.” – Nick May, Chief Customer Officer at Beyond Bank Australia.
Case study
BankVic – Digital lending transformation
See how NextGen enabled growth, efficiency, and enhanced customer experience for BankVic.
- 60% faster home loan decisions
- Over 200 broker applications processed in year one
- Seamless operations across all lending channels
- Enhanced member experience through digital transformation
“NextGen gave us great confidence we could deliver automated decisioning capability and together we’d work on what that looked like so that we can continue driving efficiencies.” – Rachel Morley, Chief Growth and Experience Officer at BankVic
Case study
Suncorp Bank – Lending Transformation
A partnership in delivering Suncorp Bank the best in market lending performance.
- Simplified credit assessment
- Market leading decisioning (Time to Yes)
- Seamless data processing
- Error-free process improvements
- Increased Broker and Customer NPS
- Improved employee satisfaction
“Suncorp Bank is a better lender given the NextGen partnership.” – Karen Walsh, Head of Home Lending Product at Suncorp Bank.
Ready to transform your lending?
Connect with our team to discover how NextGen can accelerate your lending operations.
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