Simplify, accelerate, and optimise your lending origination
Transform your lending with a unified platform that drives efficiency across all channels.
Multi-channel distribution
Flexible distribution through brokers, retail, and direct channels with proven solutions for origination growth.
Extensive product coverage
Drive efficiency with a unified platform handling all residential, commercial, and personal lending products seamlessly.
Digital acquisition excellence
Enable superior digital lending with the market-leading and most innovative electronic application ecosystem.
True cost efficiency and scalability
Streamline lending from application to settlement by ensuring application quality at the point of submission.
Streamline lending applications with ApplyOnline® all-channel origination platform
Comprehensive lending solutions for modern financial institutions
Our origination solutions cater to a diverse range of lending products beyond traditional home loans.
- Residential mortgages
- Commercial lending
- Loan variations
- Personal finance
- Credit cards
- Asset finance
Direct channel origination
Empower your lending teams
Streamline applications across branches, mobile lenders, call centres and online.
Partnership success stories
Case study
RedZed – Transforming self-employed lending
Braden Bird and Jayne Kerford
Product & ESG Officer at RedZed and Chief Risk Officer at RedZed
75%
Reduction in processing time
50%
Digital submission rate achieved
10-15
Minutes per application processing
Case study
Beyond Bank Australia – Engineering lending excellence
Nick May and Wendy den Hartog
Chief Customer Officer and Senior Manager for Lending Process and Optimisation at Beyond Bank Australia
14
Days faster end-to-end loan processing
100%
Applications now use auto-decisioning
+10
Point increase in NPS score
CASE STUDY
BankVic Partnership Success Story – Digital Lending Transformation
Shane Kuret and Rachel Morley
Chief Information Officer and Chief Growth and Experience Officer at BankVic
-60%
Reduced time to decision
200+
Broker applications in first year of new market
Enhanced member experience and seamless operations across all lending channels
Serviceability Assessment
Convert serviceability enquiries into applications
Transform borrower assessments into loan applications seamlessly with integrated serviceability tools.
- Assess and compare in real-time
- Utilise accurate servicing calculations across 45 lenders
- Benchmark your credit policy to market
- Harmonise user experience from enquiry through to application and settlement
Extensive product coverage
ApplyOnline supports a broad spectrum of lending products.
Residential mortgages
Accommodate all borrower types including: self employed, multiple borrowers, trusts and companies.
Commercial loans
Efficiently process commercial property loans with precision tools that streamline documentation and approval.
Loan variations
Streamline post-settlement loan variation applications with an efficient digital process.
Construction loans
Manage complex construction applications with purpose-built tools for land, build, and progressive drawdown stages.
Bridging loans
Capture complex bridging scenarios effortlessly with intuitive tools for peak debt and ongoing loans.
SMSF lending
Simplify SMSF loan applications with dedicated tools for investment and refinancing requirements.
Reverse mortgages
Capture senior equity release applications with specialised workflows designed for complex lending requirements.
White labelling
Easily distribute and manage multiple lending brands through a single, unified platform.
Personal loans
Process personal loans with powerful calculators, automated workflows, and comprehensive data integration.
Credit cards
Integrate credit card applications seamlessly into your existing lending workflow system.
Mortgage insurance
Integrate mortgage insurance applications seamlessly into your lending workflow for efficient processing.
Specialised lending
Efficiently manage unique lending requirements, from Sharia-compliant loans to asset finance applications.
Digital transformation services
Transform your legacy lending systems into modern, customer-centric processes to maximise efficiency and digital capabilities.
Featured articles
Media release
New research reveals how Australian mortgage brokers are transforming their businesses
Article
NextGen and RedZed celebrate successful partnership
ApplyOnline news
New enhancements to ApplyOnline eSign: Streamlining your digital signature process
Article
NextGen insights from the AFR Banking Summit: The future of banking modernisation
Transform your lending today
Contact us to discover how ApplyOnline can enhance your business. Elevate your lending origination operations with unmatched efficiency, reliability, and innovation.
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