Reduce operational costs through automated processing, advanced validation, and streamlined point-of-sale workflows.
The market-leading digital platform for loan applications
ApplyOnline® sets the industry benchmark for electronic loan application lodgement in Australia, ensuring efficiency, security, and compliance.
Superior efficiency and cost optimisation
Reduce operational costs through automated processing, advanced validation, and streamlined point-of-sale workflows.
Seamless ecosystem integration
Connect seamlessly with CRM, lender systems, and third-party services to source pre-validated application data.
Enhanced compliance and policy management
Ensure accurate loan submissions with real-time policy updates, dynamic assessment tools and regulatory compliance assurance.
Enable automated decisioning
Drastically reduce time-to-yes and drive straight-through processing supported by real-time data monitoring and benchmarking.
Powering quality applications that fast-track loan approvals
Preferred platform for Australian mortgage professionals
Brokers already know and trust our platform, ensuring smooth adoption and immediate loan submissions.
- Complete broker market coverage
- Access all Australian mortgage brokers
- Quick platform adoption time
- Full training resources available
Commercial & SMSF lending is growing fast in ApplyOnline
Don’t get left behind – reach 97% of brokers through their trusted platform.
Superior efficiency and cost optimisation
Digital Efficiency
Seamless document management
Intelligent checklists and streamlined document management boost approval rates and accelerate loan processing.
All-in-one document management system
Centralise and organise all loan documentation in one secure, easily accessible digital location.
Go paperless
Convert to fully digital document collection and storage for faster, more efficient loan processing.
Defeat delays with digital signatures
Accelerate document completion with secure electronic signatures, eliminating paper-based signing delays.
Intuitive checklists
Smart, dynamic checklists ensure complete documentation with clear, step-by-step guidance.
Smart decisioning
Real-time policy assessment
Calculate serviceability and validate policy requirements in real-time for more accurate loan submissions.
Advanced decision engine
Complex policy rules automatically assess to determine loan eligibility and highlight potential issues.
Instant feedback on application quality
Immediate insights on application quality and compliance before submission to prevent reworks.
Policy manager
Dynamic policy updates enabled to all submissions align with current lending criteria and requirements.
Real-time calculations
Accurate serviceability and borrowing capacity calculated instantly as application details are entered.
Responsible lending
Streamline compliance and responsible lending
Capture borrower objectives and validate responsible lending requirements for compliant loan writing and assessment.
Standardise compliance
Current and consistent responsible lending processes and controls ensure all requirements and objectives are systematically captured and assessed.
Dynamic capture of requirements and objectives
Smart questionnaires adapt to specific borrower responses and lending scenarios.
Verify borrower circumstances
Simple and structured verification processes validate financial situation and suitability against borrower requirements and objectives.
Document suitability assessment
Automatically validate supporting document authenticity and completeness through integrated verification tools and automated checks.
Streamline every step of the application
Enhance the lending process with integrated solutions that ensure accuracy, efficiency, and compliance.
Pricing Tool
Validate loan pricing and discounts instantly within applications, ensuring accuracy and clear upfront costs.
Valuations
Integrate upfront property valuation requests for more accurate property details and precise loan calculations.
Lenders Mortgage Insurance (LMI)
Automate lenders mortgage insurance premium estimates using mortgage application data prior to submission.
ApplyOnline app
Track and manage all of your loan applications on the go with our mobile app.
Verified Data, Smarter Decisions
Access verified credit and banking data to make confident lending decisions with accurate financial information.
Financial Passport
NextGenID®
Streamline customer onboarding with secure biometric verification and government-backed document authentication.
Financial Passport
Open Banking
NextGen’s Financial Passport service securely accesses client banking data through Open Banking, fast-tracking loan applications with accurate information.
Financial Passport
Access Seeker Credit Report
Verify applicant financial data instantly through Equifax, eliminating errors and accelerating loan processing.
Unlock efficiency and innovation in loan lodgement
Discover how ApplyOnline can streamline applications for your lending products with seamless integrations and continual enhancements. Contact us today to learn more.
Partnership success stories
Case study
RedZed – Transforming self-employed lending
Braden Bird and Jayne Kerford
Product & ESG Officer at RedZed and Chief Risk Officer at RedZed
75%
Reduction in processing time
50%
Digital submission rate achieved
10-15
Minutes per application processing
Case study
Beyond Bank Australia – Engineering lending excellence
Nick May and Wendy den Hartog
Chief Customer Officer and Senior Manager for Lending Process and Optimisation at Beyond Bank Australia
14
Days faster end-to-end loan processing
100%
Applications now use auto-decisioning
+10
Point increase in NPS score
CASE STUDY
BankVic Partnership Success Story – Digital Lending Transformation
Shane Kuret and Rachel Morley
Chief Information Officer and Chief Growth and Experience Officer at BankVic
-60%
Reduced time to decision
200+
Broker applications in first year of new market
Enhanced member experience and seamless operations across all lending channels
CASE STUDY
Suncorp Bank Lending Transformation
Karen Walsh
Head of Home Lending Product at Suncorp Bank
NPS+54
Increased broker NPS from -26
#1 TTY
Time to Yes improved to number 1 in market
CSAT
Largest increased in customer satisfaction
Featured articles
Article
Unlocking the ease of commercial distribution
Media release
NextGen launches Open Banking-powered Automated Income Verification in ApplyOnline
Media release
RedZed expands ApplyOnline partnership to include commercial and SMSF loan applications
Article
The future of mutual banking: Insights from industry leaders
Stay ahead with NextGen News
Subscribe to our newsletter and never miss an update! Get the latest NextGen news and insights, ApplyOnline feature upgrades, and upcoming training webinar dates – all in one place.
XS
SM
MD
LG
XL
XXL.